Ames real estate IA, Gilbert real estate, Story City real estate and Huxley real estate, home listings and homes for sale in Iowa, luxury properties, Iowa State University relocation - Tom Randall, REALTOR® Tom Randall REALTOR(r) for Ames, Gilbert, Story City and Huxley, Iowa real estate, luxury properties, Iowa State University relocation - NUMBER1EXPERT™ Tom Randall NUMBER1EXPERT(tm) for Ames, Gilbert, Story City and Huxley, Iowa real estate, luxury properties, Iowa State University relocation

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Tom Randall, REALTORŪ, real estate agent and broker for Ames, Gilbert, Story City and Huxley Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 515-232-5700.

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Mortgage Prequalification: Ames, Gilbert, Story City and Huxley Iowa home buying, real estate listings, and homes for sale in Story County, IA
Welcome > For Buyers > Mortgage Prequalification ...



Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Ames, Gilbert, Story City and Huxley, Nevada, Huxley, Roland and Slater REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Animal House >Termites

Most home purchase agreements have clauses that deal with termites. After the agreement is ratified, a termite inspection is arranged. Before the closing can occur, the sellers must be able to produce papers signed by a licensed exterminator stating that the house is free of infestation and that any termite damage has been repaired.

Before you sign an agreement to buy or sell a home, you should read the termite clause and be sure that you understand it. Who selects the exterminator and pays for the inspection? If bugs are found, who pays for the treatment? Are the sellers obligated to repair any damage and have they placed a limit of the dollar amount they will spend on those repairs? If treatment is required, the buyers may want a chance to discuss the options with the pest control company, especially if someone in the family is sensitive to the chemicals used to control the termites. Ask about the exterminator's guarantees or service contract options.

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Real Estate Trivia
Q 
What house is thought to be the first one designed by Frank Lloyd Wright?

A 
Charnley House in Chicago, Illinois, is considered to be the first home designed by Wright while at Adler & Sullivan.
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Tom Randall, REALTORŪ, real estate agent and broker for Ames, Gilbert, Story City and Huxley Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Randall
Tom Randall Real Estate Team

207 S Third Street
Ames, IA. 50010
515-232-5700
Fax: 515-232-0505
Email: tom@tomrandall.com

Tom is a third generation RealtorŪ who has been active in the real estate business since 1981. With a strong marketing program, he is consistently one of the Top Producing agents in the Midwest.

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