Ames real estate IA, Gilbert real estate, Story City real estate and Huxley real estate, home listings and homes for sale in Iowa, luxury properties, Iowa State University relocation - Tom Randall, REALTOR® Tom Randall REALTOR(r) for Ames, Gilbert, Story City and Huxley, Iowa real estate, luxury properties, Iowa State University relocation - NUMBER1EXPERT™ Tom Randall NUMBER1EXPERT(tm) for Ames, Gilbert, Story City and Huxley, Iowa real estate, luxury properties, Iowa State University relocation

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Tom Randall, REALTOR®, real estate agent and broker for Ames, Gilbert, Story City and Huxley Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 515-232-5700.

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"The Tom Randall Team was extremely helpful."
"We found The Tom Randall Team genuinely interested in our needs and were impressed with their comprehensiveness."
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Testimonials: Ames, Gilbert, Story City and Huxley Iowa home buying, real estate listings, and homes for sale in Story County, IA
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I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... 

"Accessibility"
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Ed Fawkes
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"Explained"
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Cyndi Barber
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"Great weekly follow up..."
"We would go out of our way to recommend The Tom Randall Real Estate Team.”

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"Impressed"
"We were very impressed..."

Charity and Larry Faber
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"The team’s communication impressed us most..."
"The team was excellent at communicating about showings, market updates, and the closing process."

"Deland & Evie Myers"
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"The Tom Randall Team was extremely helpful."
"We found The Tom Randall Team genuinely interested in our needs and were impressed with their comprehensiveness."

"Randy & Shelly Gehring"
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"We are recommending..."
"We are recommending your team to anyone looking for a home."

"Scott & Jennifer Ebke"
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Real Estate Tips
About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

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Real Estate Trivia
Q 
What is the world's largest palace?

A 
The Imperial Palace (Gugong) in the center of Beijing, China covers over 178 acres and dates back to the early 1400s.
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Tom Randall, REALTOR®, real estate agent and broker for Ames, Gilbert, Story City and Huxley Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Randall
Tom Randall Real Estate Team

207 S Third Street
Ames, IA. 50010
515-232-5700
Fax: 515-232-0505
Email: tom@tomrandall.com

Tom is a third generation Realtor® who has been active in the real estate business since 1981. With a strong marketing program, he is consistently one of the Top Producing agents in the Midwest.

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